When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards. That money was an enormous burden at the time, since I didn’t have any savings built up and I was also dealing with the “startup” expenses of having a new baby in [...]

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags.
As usual, we’ll start things off with a [...]

If you still haven’t prepared your federal or state tax return for 2008 then you may be interested in this giveaway.  The people at H&R Block sent me a copy of TaxCut Premium Federal edition, which includes a federal e-file and one state program download.
I launched a personal finance software giveaway for Mac users the [...]

In April of last year, I invited readers to share their favorite money savings tips and in turn I received 41 money savings tips.  Almost one year later, I would like to do the same and see how many tips you can come up with this go around.  I love reading yours tips as do [...]